It’s just hard being young. So many lessons to learn. Our youngest is honestly a good kid. She has made some decisions like all of us, that probably weren’t what was best for her. We’d get her steered in the right direction and then she’d just take a hard left. But she has learned alot from those experiences. We would be the first to give her credit for that.
Like lots of kids, she just has never quite found her niche. After her last hard lesson, she finally found a job she really liked and was doing well at. She found a cute apartment and had kind of figured things out. Then last February, the company had a third round of layoffs and she was in that round. She was so sad. But she put a game plan together. She started looking for a new job, filed for unemployment and cut back on all of her expenses. Luckily she had done a good job of saving so she had a little bit of padding. Last summer, she moved about an hour away from us to a bigger city hopeful for more opportunity. We totally freaked out but it even furthered her growing up and independence. Her apartment was cheaper so that helped further with cutting expenses.
She did find some part-time work and supplemented that with unemployment. Around Thanksgiving time, a company offered her full time hours for a limited time. It is about an hour away from where she lives. It seemed like a good deal and she would continue to look for permanent work. Through no one’s fault, the company’s materials were tied up in customs, the weather was bad when some artic storms blew through and then the holidays. She ended up without work for about 2-3 weeks broken up over the course of December. The unemployment thing is complicated because you have to be unemployed for XXX number of days, etc. I don’t think she could have gotten help on the days when they didn’t work. She didn’t ask but we helped her out a couple of times because we knew she had to be broke. Finally the other day, she asked if she could borrow $5 for gas. Bless her heart, she didn’t have anything left. I guess she put off paying on some bills, etc to stay afloat.
Yesterday, the auto insurance company had sent her a letter. It was a check. The check was a refund of her last payment and it reads due to cancellation of policy. I’m sure it is because she made a few late payments. We talked about it today. She said, “It’s just one more thing.” I didn’t hardly know what to say to that because I know it feels like one beating after the other. As it is for so many right now. A big part of me is angry. Corporate America sucks. Starting with those greedy wall street jerks and ending up with the insurance company. It’s all about the money, nothing about the people they serve! A little part of me is disappointed that she didn’t ask for help sooner. My Dad had told me years ago that if you need help, don’t wait until you are in trouble. Back then I thought it was because we didn’t have much but now I realize it is also because it is harder to dig yourself out once you are in the hole. We had passed along this same advice. I wish she had taken us up on it. But again, I guess I have to give her credit for trying to make it on her own.
Well we put together another game plan. She’s going to call the insurance company in the morning and find out exactly what happened. She wondered if they might change her mind but we are both sure that it is final. Then I guess find a new insurance company. I can’t help but think that it will be hard to find a new company because she isn’t employed permanently. Her part-time full-time job has indicated that the job will end towards the end of February. Well that’s enough venting. My heart just aches for her.